One of the factors that are considered by the licensed appraisers who visit the home before the terms of the reverse mortgage are decided, is the features of the home. A well maintained kitchen garden and landscaped garden can enhance the value of the home significantly as a lot of time and money will be required to start a similar garden from scratch, collecting the pots for planting, mud, seeds and plants, landscaping. The kitchen garden can also be a source of fresh vegetables, fruits, herbs allowing the home owner to save money on shopping for these items in the market. Hence home owners should devote their free time to starting a garden according to the space available.